Discharging Medical Bills by Filing Bankruptcy
Facing medical debt is tough. Usually, it is unexpected. Doctors visits, surgeries, broken bones, and prescriptions are crazy expensive, even if you have good insurance. Plus, co-pays and out-of-pocket expenses really add up quickly. These bills are quite often more than a person can afford.
Necessary medical procedures are just that necessary. Often happen without warning. They can be financially debilitating. Fortunately, medical bills can be discharged by filing for bankruptcy protection in Arizona. A medical debt bankruptcy can either be in a Chapter 7 or a Chapter 13 bankruptcy.
Our Medical Debt Relief Attorneys
Our debt relief attorneys know that discharging medical debt may not be something you ever thought you would have to consider. However, sometimes you may need to declare bankruptcy because of a result of debts that were not voluntary. Phoenix’s leading cause of bankruptcy is medical debt and doctors’ bills. Thankfully, there is relief for people struggling with medical debt. Their debts can be eliminated through chapter 7 or chapter 13 bankruptcy.
Above all, several of life’s circumstances can create financial hardship. Additionally, medical debt cost can quickly become overwhelming: multiple Dr.Appointments, rising prescription costs, and many other medical procedures.
Plus, medical debt in Arizona affects individuals with insurance, and those without insurance. Nevertheless, a bankruptcy discharge through chapter 7 and chapter 13 bankruptcy may be the debt relief you seek in order to eliminate your Arizona medical debt. Generally, medical debt and cost is considered unsecured debt. Unsecured debt is completely eliminated in a bankruptcy filing.